Abstract
Banking industry has a vital role over the development of the economy. They not only offer loans, interest, borrow and lend money but also assure the customers with its safety measures and provide them financial advice. Such a bank’s performance in all aspects is ranked and judged by one of the popular methods – CAMELS. It refers to C- Capital adequacy, A-Asset quality, M-Management, E- Earnings, L-Liquidity, S-Sensitivity to market risk. This paper has the comparative study of “HDFC Bank” and “Bank of Baroda” on CAMEL analysis for a period of 5 years based on the annual reports of the selected banks.